Asbestos related claims and professional indemnity insurance
Asbestos related claims and professional indemnity insurance
- 2005
- Civil Engineering Surveyor December/January 2005, 23(1) .
Describes how asbestos related risks are now excluded from virtually all professional indemnity insurance policies and the consequences this has for consultants. Notes that some cover is available for consultants including a cost inclusive aggregate amount and for negligence claims only. Examines what can be done under Reg 4 of the Control of Asbestos at Work Regulations 2002 which apply to non-domestic premises. It sets out specific steps that a dutyholder has to take in relation to the assessment and in the event that asbestos is found. Argues that both consultants and clients need to realistically assess the risks and the availability of insurance cover. There must be clear terms of engagement regarding the scope of the consultants' duties and any limitation on consultants' liability should be agreed.
CONTROL OF ASBESTOS AT WORK REGULATIONS 2002 REG 4
PROFESSIONAL INDEMNITY INSURANCE
INSURANCE COVER
LIABILITY
CONSTRUCTION CONSULTANTS
MANAGEMENT-HEALTH AND SAFETY-HAZARDOUS SUBSTANCES-ASBESTOS
Describes how asbestos related risks are now excluded from virtually all professional indemnity insurance policies and the consequences this has for consultants. Notes that some cover is available for consultants including a cost inclusive aggregate amount and for negligence claims only. Examines what can be done under Reg 4 of the Control of Asbestos at Work Regulations 2002 which apply to non-domestic premises. It sets out specific steps that a dutyholder has to take in relation to the assessment and in the event that asbestos is found. Argues that both consultants and clients need to realistically assess the risks and the availability of insurance cover. There must be clear terms of engagement regarding the scope of the consultants' duties and any limitation on consultants' liability should be agreed.
CONTROL OF ASBESTOS AT WORK REGULATIONS 2002 REG 4
PROFESSIONAL INDEMNITY INSURANCE
INSURANCE COVER
LIABILITY
CONSTRUCTION CONSULTANTS
MANAGEMENT-HEALTH AND SAFETY-HAZARDOUS SUBSTANCES-ASBESTOS