First time buyer savings scheme (Record no. 108670)

MARC details
000 -LEADER
fixed length control field 01648cad a22002175a 4500
001 - CONTROL NUMBER
control field L145012
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 080901e20080901xxka f 000 0 eng d
035 ## - SYSTEM CONTROL NUMBER
System control number (Sirsi) u145012
041 0# - LANGUAGE CODE
Language code of text/sound track or separate title eng
050 04 - LIBRARY OF CONGRESS CALL NUMBER
Classification number 306 $2 18
110 2# - MAIN ENTRY--CORPORATE NAME
Corporate name or jurisdiction name as entry element Royal Institution of Chartered Surveyors
9 (RLIN) 4900
245 00 - TITLE STATEMENT
Title First time buyer savings scheme
Remainder of title introducing a HomeBuy ISA
Medium [electronic resource]
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Place of publication, distribution, etc. London
Name of publisher, distributor, etc. RICS
Date of publication, distribution, etc. 2008
520 ## - SUMMARY, ETC.
Summary, etc. RICS document proposing the creation of a new type of ISA used specifically to fund a home deposit for first time buyers. Suggestions made include: raising the amount allowed in cash savings to £7 200 per annum; government contributions of 15% on the first £5 000 invested (£750 per annum) and the possibility of contributions from family members etc. It is also proposed that any such account should be free from capital gains tax etc. Some restrictions are suggested - the amount saved must be used to fund the deposit on a home (unless withdrawn due to hardship or investment in a pension fund); the accounts should only be available to genuine first time buyers (who must stay in the home purchased for at least a year) and no first time buyer should be able to save more than £36 000 in an account. The authors suggest that similar schemes have been introduced with great success in countries including Australia.
521 ## - TARGET AUDIENCE NOTE
Target audience note Advanced
590 ## - LOCAL NOTE (RLIN)
Local note KA
651 #4 - SUBJECT ADDED ENTRY--GEOGRAPHIC NAME
Geographic name United Kingdom
Chronological subdivision
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element PROPERTY-RESIDENTIAL PROPERTY-RESIDENTIAL PROPERTY MARKET
856 40 - ELECTRONIC LOCATION AND ACCESS
Uniform Resource Identifier <a href="https://www.rics.org/site/scripts/download_info.aspx?fileID=130">https://www.rics.org/site/scripts/download_info.aspx?fileID=130</a>
Public note View the item free of charge online at www.rics.org...
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Suppress in OPAC 0
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Home library Current library Shelving location Date acquired Total Checkouts Full call number Barcode Date last seen Copy number Price effective from Koha item type
    Dewey Decimal Classification     Virtual Virtual Online 01/09/2008   ONLINE PUBLICATION 145012-1001 06/08/2019 1 06/08/2019 Book