Mortgage equity withdrawal and remortgaging activity (Record no. 118414)

MARC details
000 -LEADER
fixed length control field 01497cam a2200241 4500
001 - CONTROL NUMBER
control field ABS68546
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 041207n2004 000 0 eng u
035 ## - SYSTEM CONTROL NUMBER
System control number (Sirsi) u128219
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Smith, J.
245 ## - TITLE STATEMENT
Title Mortgage equity withdrawal and remortgaging activity
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Date of publication, distribution, etc. 2004
490 ## - SERIES STATEMENT
Series statement Housing Finance
Volume/sequential designation (63) Autumn 2004, 8-21(14)
520 ## - SUMMARY, ETC.
Summary, etc. Surveys current Mortgage Equity Withdrawal (MEW), which occurs when households borrow against the equity in their property and remortgaging activity. Uses data from the ODPM's "Survey of English housing" (SEH) to provide top-level estimates of the amounts and methods of MEW and focuses on the remortgaging market, which last year represented 45% of all gross advances. Explores the extent and significance of serial remortgaging. Concludes that SEH data suggests that around a third of all households moving or remortgaging in the last five years withdrew equity but despite such high levels of MEW households' general equity position remained strong. Although there is little current evidence of serial remortgaging it is expected to increase over time and MEW will slow down. Charts and tables cover MEW estimates, aspects of equity withdrawal and remortgaging. References.
590 ## - LOCAL NOTE (RLIN)
Local note ABS
590 ## - LOCAL NOTE (RLIN)
Local note ABS
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element EQUITY WITHDRAWAL
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element MORTGAGE EQUITY WITHDRAWAL
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element REMORTGAGING
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element SERIAL REMORTGAGING
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element HOUSING-HOUSING FINANCE
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Vass, J.
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Suppress in OPAC 0
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Home library Current library Shelving location Date acquired Total Checkouts Full call number Barcode Date last seen Copy number Price effective from Koha item type
    Dewey Decimal Classification     London London Journal article 07/12/2004   ABS68546 128219-1001 06/08/2019 1 06/08/2019 Journal article