Bank lending valuations and mortgage lending value (Record no. 122233)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 01976cad a22002775a 4500 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20251219120303.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 251219s2025 xxk f f 001 0 eng d |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
| International Standard Book Number | 9781783215607 |
| 035 ## - SYSTEM CONTROL NUMBER | |
| System control number | (Sirsi) u159942 |
| 041 0# - LANGUAGE CODE | |
| Language code of text/sound track or separate title | eng |
| 050 04 - LIBRARY OF CONGRESS CALL NUMBER | |
| Classification number | 333.332 $2 18 |
| 110 2# - MAIN ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Royal Institution of Chartered Surveyors |
| 9 (RLIN) | 4900 |
| 245 00 - TITLE STATEMENT | |
| Title | Bank lending valuations and mortgage lending value |
| Medium | [electronic resource] |
| 250 ## - EDITION STATEMENT | |
| Edition statement | 2nd ed. |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Place of publication, distribution, etc. | London, |
| Name of publisher, distributor, etc. | RICS, |
| Date of publication, distribution, etc. | October 2025 |
| 490 #0 - SERIES STATEMENT | |
| Series statement | RICS Professional Standard |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | This updated professional standard, effective from 1 January 2026, is essential for RICS members providing valuation services for bank lending purposes in or subject to EU jurisdictions. It also serves as a valuable resource for borrowers, lenders and regulatory authorities to better understand the evolving valuation landscape.<br/><br/>The second edition of this standard has been revised to reflect significant regulatory changes, particularly the new Basel 3.1 guidance and the EU's Capital Requirements Regulation (CRR III). These updates introduce ‘prudently conservative valuation criteria’, which will have a major impact on how property valuations are conducted for secured lending.<br/> |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | On 12 December 2025 this professional standard was reissued to update section 3.2.2 (Spain) following the enactment of the Spanish Ministerial Order ECM/599/2025, effective from 12 August 2025. This Order mandates changes to valuation requirements, particularly concerning mortgage lending value and sustainability criteria. |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | Replaces 1st edition ISBN 9781783212293 which was in place 1 June 2018 to 31 December 2025 |
| 650 24 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | LENDING |
| 650 24 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | MORTGAGE VALUATION |
| 651 #4 - SUBJECT ADDED ENTRY--GEOGRAPHIC NAME | |
| Geographic name | Europe |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | Valuation |
| 9 (RLIN) | 6273 |
| 856 40 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | <a href="https://www.rics.org/content/dam/ricsglobal/documents/standards/Bank-lending-valuations-and-MLV_2nd-edition_Dec2025.pdf">https://www.rics.org/content/dam/ricsglobal/documents/standards/Bank-lending-valuations-and-MLV_2nd-edition_Dec2025.pdf</a> |
| Public note | Available free on RICS.org |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Suppress in OPAC | 0 |
| Source of classification or shelving scheme | Dewey Decimal Classification |
| Withdrawn status | Lost status | Damaged status | Not for loan | Home library | Current library | Shelving location | Date acquired | Total Checkouts | Full call number | Date last seen | Price effective from | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Virtual | Virtual | Online | 19/12/2025 | ONLINE PUBLICATION | 19/12/2025 | 19/12/2025 | Online material |