Affordability: testing times ahead (Record no. 74651)

MARC details
000 -LEADER
fixed length control field 01898cab a2200325 4500
001 - CONTROL NUMBER
control field ABS68551
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 041206n2004 000 0 eng u
035 ## - SYSTEM CONTROL NUMBER
System control number (Sirsi) u128204
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Vass, J.
245 ## - TITLE STATEMENT
Title Affordability: testing times ahead
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Date of publication, distribution, etc. 2004
490 ## - SERIES STATEMENT
Series statement Housing Finance
Volume/sequential designation (63) Autumn 2004, 34-44 (11)
520 ## - SUMMARY, ETC.
Summary, etc. Examines different housing affordability indicators covering both access to and the sustainability of home ownership to provide an overview of current housing market trends. Considers the background of house price growth and the worsening of housing affordability since the 1980s according to the Barker Review. Looks at how deposit constraints are preventing first-time buyers entering the market and how households are being denied access because of low incomes. Considers the sustainability aspect of affordability in terms of homeowners ability to service debt and discusses debt erosion in respect of established mortgage holders. Concludes that affordability will worsen and will be the primary driver in the market slowdown. Charts cover long run house price growth, first-time buyer ability to pay, house price to earnings and disposable income ratios, initial mortgage payments, regional affordability and inflation rate impacts on debt and earnings. References.
590 ## - LOCAL NOTE (RLIN)
Local note ABS
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element HOME OWNERSHIP
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element DEBT SERVICING
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element DEBT EROSION
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element INTEREST RATES
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element DISPOSABLE INCOME
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element HOUSING SUPPLY
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element BARKER REVIEW OF HOUSING SUPPLY: SECURING OUR FUTURE HOUSING NEEDS
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element AFFORDABILITY
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Affordable housing
9 (RLIN) 6215
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element HOUSE PRICE INFLATION
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element FIRST-TIME BUYERS
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element INFLATION RATE
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element MORTGAGE PAYMENTS
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element PROPERTY-RESIDENTIAL PROPERTY-RESIDENTIAL PROPERTY MARKET
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Suppress in OPAC 0
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Home library Current library Shelving location Date acquired Total Checkouts Full call number Barcode Date last seen Copy number Price effective from Koha item type
    Dewey Decimal Classification     London London Journal article 06/12/2004   ABS68551 128204-1001 06/08/2019 1 06/08/2019 Journal article