Homeowner housing equity through the downturn (Record no. 81438)

MARC details
000 -LEADER
fixed length control field 01392cad a22002175a 4500
001 - CONTROL NUMBER
control field L147222
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 090417s2009 xxka g s 000 0 eng d
035 ## - SYSTEM CONTROL NUMBER
System control number (Sirsi) u147222
041 0# - LANGUAGE CODE
Language code of text/sound track or separate title eng
110 2# - MAIN ENTRY--CORPORATE NAME
Corporate name or jurisdiction name as entry element Council of Mortgage Lenders
9 (RLIN) 5903
245 00 - TITLE STATEMENT
Title Homeowner housing equity through the downturn
Medium [electronic resource]
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Date of publication, distribution, etc. 2009
490 #0 - SERIES STATEMENT
Series statement Housing Finance
Volume/sequential designation (1) 2009
520 ## - SUMMARY, ETC.
Summary, etc. In the wake of the global credit crunch, considers UK housing market conditions and housing equity and compares this with the property cycle in the 1990s. Estimates the scale of negative equity for UK homeowners and looks at what this means for market prospects. Suggests that about 13% are now in some degree of negative equity. Highlights that negative equity does not of itself affect the ability to keep up mortgage payments or create a risk of repossession. Concludes that it is vital that borrowers do not voluntarily give up possession of their property when negative equity arises.
520 ## - SUMMARY, ETC.
Summary, etc. The estimation method used is set out in an accompanying technical note (see L147223).
590 ## - LOCAL NOTE (RLIN)
Local note KA NTK
651 #4 - SUBJECT ADDED ENTRY--GEOGRAPHIC NAME
Geographic name United Kingdom
Chronological subdivision
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element PROPERTY-RESIDENTIAL PROPERTY-RESIDENTIAL PROPERTY MARKET
856 40 - ELECTRONIC LOCATION AND ACCESS
Uniform Resource Identifier <a href="https://www.cml.org.uk/cml/filegrab/Homeownerhousingequitythroughthedownturn.pdf?ref=6360">https://www.cml.org.uk/cml/filegrab/Homeownerhousingequitythroughthedownturn.pdf?ref=6360</a>
Public note View the report free of charge at www.cml.org.uk
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Suppress in OPAC 0
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Home library Current library Shelving location Date acquired Total Checkouts Full call number Barcode Date last seen Copy number Price effective from Koha item type
    Dewey Decimal Classification     Virtual Virtual Online 17/04/2009   ONLINE PUBLICATION 147222-1001 06/08/2019 1 06/08/2019 Journal article