Southern Pacific Mortgage Ltd v Jayne Elizabeth Heath (Record no. 82230)

MARC details
000 -LEADER
fixed length control field 01423cad a22002055a 4500
001 - CONTROL NUMBER
control field E149617
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 100326e20091105xxk v 000 0 eng d
035 ## - SYSTEM CONTROL NUMBER
System control number (Sirsi) u149617
041 0# - LANGUAGE CODE
Language code of text/sound track or separate title eng
245 00 - TITLE STATEMENT
Title Southern Pacific Mortgage Ltd v Jayne Elizabeth Heath
Medium [electronic resource]
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Date of publication, distribution, etc. 2009
520 ## - SUMMARY, ETC.
Summary, etc. [2009] EWCA Civ 1135, 5 November 2009. Concerns the correct interpretation of the Consumer Credit Act 1974 S18. H had a £19 000 mortgage on a property, and subsequently re-mortgaged with a different lender for £29 000, the first mortgage being redeemed using part of this sum. The Consumer Credit Act at the time did not apply to credit over £25 000, and so its rules were not followed in respect of this transaction, however it was argued on behalf of H that the redemption of the first mortagage and the rest of the transaction should be treated separately, thus meaning that the terms of the Act should have been applied. "Held": appeal dismissed. The agreement could not be taken apart in this way, and was not therefore an agreement regulated under the Act.
590 ## - LOCAL NOTE (RLIN)
Local note KA
650 24 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element SOUTHERN PACIFIC MORTGAGE LTD V HEATH
650 24 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element CONSUMER CREDIT ACT 1974 S18
651 #4 - SUBJECT ADDED ENTRY--GEOGRAPHIC NAME
Geographic name England and Wales
Chronological subdivision 1543-
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element Residential property
9 (RLIN) 6266
856 40 - ELECTRONIC LOCATION AND ACCESS
Uniform Resource Identifier <a href="https://www.bailii.org/ew/cases/EWCA/Civ/2009/1135.htm">https://www.bailii.org/ew/cases/EWCA/Civ/2009/1135.htm</a>
Public note View the judgement free of charge at www.bailii.org...
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Suppress in OPAC 0
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Home library Current library Shelving location Date acquired Total Checkouts Full call number Barcode Date last seen Copy number Price effective from Koha item type
    Dewey Decimal Classification     Virtual Virtual Online 26/03/2010   ONLINE PUBLICATION 149617-2001 06/08/2019 1 06/08/2019 Law report