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Landlords hunt for cover

By: Series: Estates Gazette ; (0501) 8 January 2005, 87-88(2)Publication details: 2005Subject(s): Summary: Considers the problem of insuring against risks such as terrorism and flooding. The tenant is most likely to be responsible for reinstatement costs and also has to continue paying rent if damage is caused by an uninsured risk. Discusses the Pool Re system of insurance cover which has been extended to cover other forms of terrorism other than what it was originally set up for. However there is an insurance gap as insurers still use a wide exclusion based on the Terrorism Act 2002 or the narrow definition of the Re-Insurance (Acts of Terrorism) Act 1993. Concludes that the market is moving away from the position where risk for uninsured risk falls exclusively on the tenant.
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Journal article London Journal article ABS68742 (Browse shelf(Opens below)) 1 Available 128897-1001

Considers the problem of insuring against risks such as terrorism and flooding. The tenant is most likely to be responsible for reinstatement costs and also has to continue paying rent if damage is caused by an uninsured risk. Discusses the Pool Re system of insurance cover which has been extended to cover other forms of terrorism other than what it was originally set up for. However there is an insurance gap as insurers still use a wide exclusion based on the Terrorism Act 2002 or the narrow definition of the Re-Insurance (Acts of Terrorism) Act 1993. Concludes that the market is moving away from the position where risk for uninsured risk falls exclusively on the tenant.