IPD models effects of slotting UK property loan book
Language: English Series: Property Week ; 78(39) 28 September 2012, 21(1) Publication details: 2012Subject(s): Summary: IPD has published the first study of the Financial Services Authority's (FSA) new slotting measures designed to ensure banks have enough cash set aside to cover losses on property lending. IPD used real data from its databank classifying 3 442 loans totalling £56.6bn in value according to FSA categories. The study shows that slotting provides disincentives for underwriting "strong"and "good" loans because much more capital has to be held on low-risk lending than is necessary.| Item type | Current library | Call number | Copy number | Status | Barcode | |
|---|---|---|---|---|---|---|
| Journal article | London Journal article | L157237 (Browse shelf(Opens below)) | 1 | Available | 157237-1001 |
IPD has published the first study of the Financial Services Authority's (FSA) new slotting measures designed to ensure banks have enough cash set aside to cover losses on property lending. IPD used real data from its databank classifying 3 442 loans totalling £56.6bn in value according to FSA categories. The study shows that slotting provides disincentives for underwriting "strong"and "good" loans because much more capital has to be held on low-risk lending than is necessary.