Mortgage market review responsible lending [electronic resource]
Language: English Series: FSA Consultation Paper 10/16Publication details: London Financial Service Authority 2010Subject(s): LOC classification:- 306 $2 18
| Item type | Current library | Call number | Copy number | Status | Barcode | |
|---|---|---|---|---|---|---|
| Book | Virtual Online | ONLINE PUBLICATION (Browse shelf(Opens below)) | 1 | Available | 150537-2001 |
Background and overview -- Affordability assessments -- Product regulation -- Arrears charges - Responsible borrowing, Better informed purchasing, Non-deposit taking lenders -- Annexe 1 Part 1 cost-benefit analysis responsible lending -- Annexe 1 Part 2 High-level cost benefit analysis on current position on interest-only -- Annexe 1 Part 3 Capability statement -- Annexe 2 Arrears charges analysis -- Annexe 3 Responsible lending data pack -- Annexe 4 list of consultation questions
Responsible borrowing based on an affordability assessment of a borrower's ability to meet mortgage payments are amongst proposals set out in a discussion document aimed at reforming the mortgage market.
Consultation on questions 16 to 22 about interest-only mortgages and questions 33 and 34 about non-deposit taking lenders closes 30 September 2010, all other questions by 16 November 2010.