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Mortgage market review responsible lending [electronic resource]

By: Language: English Series: FSA Consultation Paper 10/16Publication details: London Financial Service Authority 2010Subject(s): LOC classification:
  • 306 $2 18
Online resources:
Partial contents:
Background and overview -- Affordability assessments -- Product regulation -- Arrears charges - Responsible borrowing, Better informed purchasing, Non-deposit taking lenders -- Annexe 1 Part 1 cost-benefit analysis responsible lending -- Annexe 1 Part 2 High-level cost benefit analysis on current position on interest-only -- Annexe 1 Part 3 Capability statement -- Annexe 2 Arrears charges analysis -- Annexe 3 Responsible lending data pack -- Annexe 4 list of consultation questions
Summary: Responsible borrowing based on an affordability assessment of a borrower's ability to meet mortgage payments are amongst proposals set out in a discussion document aimed at reforming the mortgage market.Summary: Consultation on questions 16 to 22 about interest-only mortgages and questions 33 and 34 about non-deposit taking lenders closes 30 September 2010, all other questions by 16 November 2010.
Holdings
Item type Current library Call number Copy number Status Barcode
Book Virtual Online ONLINE PUBLICATION (Browse shelf(Opens below)) 1 Available 150537-2001

Background and overview -- Affordability assessments -- Product regulation -- Arrears charges - Responsible borrowing, Better informed purchasing, Non-deposit taking lenders -- Annexe 1 Part 1 cost-benefit analysis responsible lending -- Annexe 1 Part 2 High-level cost benefit analysis on current position on interest-only -- Annexe 1 Part 3 Capability statement -- Annexe 2 Arrears charges analysis -- Annexe 3 Responsible lending data pack -- Annexe 4 list of consultation questions

Responsible borrowing based on an affordability assessment of a borrower's ability to meet mortgage payments are amongst proposals set out in a discussion document aimed at reforming the mortgage market.

Consultation on questions 16 to 22 about interest-only mortgages and questions 33 and 34 about non-deposit taking lenders closes 30 September 2010, all other questions by 16 November 2010.