000 01543cam a2200253 4500
001 1845320042
008 040402n2004 000 0 eng u
035 _a(Sirsi) u125725
041 _aeng
050 _a332.63244
_c21
100 _aMiles, David
240 _aThe Miles review
245 4 _aThe UK mortgage market
_btaking a longer-term view
260 _aLondon
_bTSO
_c2004
520 _aThe final report of the Miles review investigates ways to improve the UK mortgage market. Section one sets out the scope of the review; section two considers optimal mortgage choice; section three summarises the potential macroeconomic implications of more long term fixed lending; and sections four to seven outline recommendations. The recommendations fall into two groups: those aimed at improving advice and information that borrowers receive and at creating a fairer pricing structure; and those aimed at helping lenders fund mortgages and handle risk in the most cost effective way. Annexes include a guide to giving mortgage advice and a statistical analysis of base rate changes. References. View at www.hm-treasury.gov.uk.
650 _aFIXED-RATE MORTGAGES
650 _aMILES REVIEW
650 _aMORTGAGE MARKET
650 _aMORTGAGE LENDERS
650 _aPRICING STRUCTURE
690 _aPROPERTY-RESIDENTIAL PROPERTY-RESIDENTIAL PROPERTY MARKET
856 _uhttps://www.hm-treasury.gov.uk/consultations_and_legislation/miles_review/consult_miles_index.cfm
_zView the report on the HM Treasury website...
942 _n0
999 _c103455
_d103455