000 02005cam a2200349 4500
001 ABS68550
008 041206n2004 000 0 eng u
035 _a(Sirsi) u128203
100 _aLeather, P.
245 _aHome ownership solutions for low demand areas
260 _c2004
490 _aHousing Finance
_v(63) Autumn 2004, 45-57(13)
520 _aReports on the government housing market renewal Pathfinder policy for improving areas of low demand in cities in northern England and the Midlands and the role of mortgage lenders in this process. Based on research for an ODPM commissioned report "Home ownership solutions for low demand areas", the article examines in detail mortgage lending in the Pathfinder areas including such issues as mortgage arrears, negative equity, home owners views of their neighbourhoods and housing finance and the mutual development of strategies by Pathfinder boards and lenders. Concludes that the mortgage market operates in a positive way in Pathfinder areas and has much to offer in helping measures to tackle the problems of low demand areas succeed. The full report is available at www.odpm.gov.uk. Charts and tables cover aspects of mortgage lending in Pathfinder areas. References.
590 _aABS
590 _aABS
650 _aHOUSING FINANCE
650 _aNEGATIVE EQUITY
650 _aINTERVENTION
650 _aMORTGAGE ARREARS
650 _aHOME OWNERSHIP
650 _aMIDLANDS
650 _aNORTHERN ENGLAND
650 _aMORTGAGE LENDING
650 _aMORTGAGE MARKET
650 _aPATHFINDER PROJECTS
650 _aMARKET RENEWAL PATHFINDER AREAS
650 _aLOW DEMAND
690 _aHOUSING-MARKET
856 _uhttps://www.odpm.gov.uk/stellent/groups/odpm_communities/documents/page/odpm_comm_030804.pdf
_zView the report on the ODPM website...
856 _uhttps://www.odpm.gov.uk/stellent/groups/odpm_communities/documents/page/odpm_comm_030804.pdf
_zView the report on the ODPM website...
942 _n0
999 _c118409
_d118409