| 000 | 01976cad a22002775a 4500 | ||
|---|---|---|---|
| 005 | 20251219120303.0 | ||
| 008 | 251219s2025 xxk f f 001 0 eng d | ||
| 020 | _a9781783215607 | ||
| 035 | _a(Sirsi) u159942 | ||
| 041 | 0 | _aeng | |
| 050 | 0 | 4 | _a333.332 $2 18 |
| 110 | 2 |
_aRoyal Institution of Chartered Surveyors _94900 |
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| 245 | 0 | 0 |
_aBank lending valuations and mortgage lending value _h[electronic resource] |
| 250 | _a2nd ed. | ||
| 260 |
_aLondon, _bRICS, _cOctober 2025 |
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| 490 | 0 | _aRICS Professional Standard | |
| 520 | _aThis updated professional standard, effective from 1 January 2026, is essential for RICS members providing valuation services for bank lending purposes in or subject to EU jurisdictions. It also serves as a valuable resource for borrowers, lenders and regulatory authorities to better understand the evolving valuation landscape. The second edition of this standard has been revised to reflect significant regulatory changes, particularly the new Basel 3.1 guidance and the EU's Capital Requirements Regulation (CRR III). These updates introduce ‘prudently conservative valuation criteria’, which will have a major impact on how property valuations are conducted for secured lending. | ||
| 520 | _aOn 12 December 2025 this professional standard was reissued to update section 3.2.2 (Spain) following the enactment of the Spanish Ministerial Order ECM/599/2025, effective from 12 August 2025. This Order mandates changes to valuation requirements, particularly concerning mortgage lending value and sustainability criteria. | ||
| 520 | _aReplaces 1st edition ISBN 9781783212293 which was in place 1 June 2018 to 31 December 2025 | ||
| 650 | 2 | 4 | _aLENDING |
| 650 | 2 | 4 | _aMORTGAGE VALUATION |
| 651 | 4 | _aEurope | |
| 690 |
_aValuation _96273 |
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| 856 | 4 | 0 |
_uhttps://www.rics.org/content/dam/ricsglobal/documents/standards/Bank-lending-valuations-and-MLV_2nd-edition_Dec2025.pdf _zAvailable free on RICS.org |
| 942 |
_n0 _2ddc |
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| 999 |
_c122233 _d122233 |
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