000			01062cab a2200277 4500
001			WB3104-15
008			090401t1995 xxu||||| |||| 00| 0 eng d
035			_a(Sirsi) u75065
041			_aeng
245			_aDebt misery blamed on endowments
260			_c1995
350			_a0
490			_aDaily Telegraph _v21 January 1995, M1
490			_aEconomist _v334(7898) 21 January 1995, 30
490			_aFinancial Times _v21 January 1995, 1(3)
520			_aResearch by UBS, the stockbrokers, concludes that half the 1.3m households with negative equity would not be in debt had their property been financed by repayment mortgages. Households so affected rose by 200,000 in 1994 as anticipated revival in the housing market failed to materialise and house buying patterns appear to have changed.
650			_aAFFORDABILITY
650			_aENDOWMENT MORTGAGES
650			_aFEEL-GOOD FACTOR
650			_aNEGATIVE EQUITY
650			_aREPAYMENT MORTGAGES
650			_aWEALTH EFFECT
690			_aHOUSING-FINANCE
942			_n0
948			_c04/03/1997
999			_c47292 _d47292