000			01540cam a2200217 4500
001			WB3916-10
008			030430n2003 000 0 eng u
035			_a(Sirsi) u122150
245			_aWhere there's smoke
260			_c2003
490			_aEstates Gazette _v(0317) 26 April 2003, 144(1)
520			_aExamines the effect on businesses of fires in the context of two cases that have legal consequences in relation to all-risks-insurance. In Scottish & Newcastle PLC v GD Construction Ltd a subcontractor had set light to a straw-thatched roof which destroyed large parts of the building. Here the appeal court found that although the contractor was liable for loss or damage caused by negligence this excluded loss of damage caused by any negligence in carrying out the works. In Co-operative Retail Services Ltd v Taylor Young Partnerships Ltd a new office block was damaged by fire. Here the judgment included a helpful analysis on the consequences of a successful claim on an all-risks policy. Overall, it is recommended that checks are made that a development has adequate and appropriate all-risks insurance cover and it needs to be noted that such insurance may not protect fully against risks involving time and cost.
590			_aWB
650			_aSCOTTISH & NEWCASTLE PLC V GD CONSTRUCTION (ST ALBANS) LTD
650			_aCO-OPERATIVE RETAIL SERVICES LTD V TAYLOR YOUNG PARTNERSHIPS LTD
650			_aFIRE DAMAGE
650			_aInsurance _96249
650			_aALL RISK INSURANCE
690			_aInsurance _96249
942			_n0
999			_c72592 _d72592