000			01681cam a2200313 4500
001			ABS67346
008			031219n2003 000 0 eng u
035			_a(Sirsi) u124651
100			_aVass, J.
245			_aNational markets overview
260			_c2003
490			_aCML Housing Finance _v(60) Winter 2003, 13-26(14)
520			_aProvides an overview of the economies, housing and mortgage markets in England, Wales, Scotland and Northern Ireland. Examines demographics and tenure profiles, economic context, house prices, affordability, lending volumes and values, mortgage characteristics and possessions. Concludes that the UK as whole has experienced a protracted period of buoyancy in the housing and mortgage markets with marked countrywide differences. Notes that lending in the first half of 2003 was 25% higher than the corresponding period in 2002, that affordability constraints are picking up across the countries, first-time buyers' numbers are falling nationwide, current low interest rates are ensuring that mortgage payments as a proportion of income remains relatively low and possessions have fallen across all four countries. Tables and charts illustrating each section of the overview.
590			_aABS
650			_aMORTGAGE PAYMENTS
650			_aFIRST-TIME BUYERS
650			_aINTEREST RATES
650			_aFIRST-TIME BUYERS
650			_aWALES
650			_aSCOTLAND
650			_aAFFORDABILITY
650			_aNORTHERN IRELAND
650			_aMORTGAGE MARKET
650			_aDEMOGRAPHICS
650			_aHOUSE PRICES
650			_aREPOSSESSIONS
690			_aPROPERTY-RESIDENTIAL PROPERTY-RESIDENTIAL PROPERTY MARKET
942			_n0
999			_c73974 _d73974