000			01369cab a2200241 4500
001			ABS67348
008			040106n2003 000 0 eng u
035			_a(Sirsi) u124729
100			_aParisotti, M.
245			_aIt could be you
260			_c2003
490			_aBuilding _v268(8311) 5 December 2003, 47(1)
520			_aHighlights some of the problems that can occur with Professional Indemnity Insurance (PII) cover. Explains that with PII, the scope of cover applicable is when the claim is made rather than on an occurrence basis which is written for almost all other types of insurance in the UK. This issue is particularly important at the moment as many insurers are limiting their scope of cover and restrictions are occurring relating to areas such as terrorism, asbestos and toxic mould. Although there is little chance of any substantial change in this situation, advises that consultants can at least ensure that their insurer is a reputable one and that appropriate questions are asked about new exclusions and limitations to the policy.
590			_aABS
650			_aINSURANCE COVER
650			_aINSURANCE CLAIM
650			_aINSURANCE CLAUSES
650			_aMANAGEMENT-HEALTH AND SAFETY-HAZARDOUS SUBSTANCES-ASBESTOS
650			_aPROFESSIONAL INDEMNITY INSURANCE
650			_aTOXIC MOULD
690			_aINSURANCE _96249
942			_n0
999			_c74026 _d74026