000			01210cab a2200217 4500
001			ABS67628
008			040402n2004 000 0 eng u
035			_a(Sirsi) u125719
100			_aBaker, C.
245			_aHomeless threat for graduates with debt
260			_c2004
490			_aAxis _v58(1) March/April 2004, 12-13(2)
520			_aExamines the impact of graduate debt on the entry date of graduates as first-time buyers in the housing market. Reviews Council of Mortgage Lenders' research that estimates average student debt on graduation to be around £10 500 and finds that graduates tend to wait five to six years before seeking their first mortgage. This entry period is likely to increase if the proposed top-up fees regime is introduced. It is predicted that many graduates will prolong their stay in the private rented sector or return to their parental homes. Concludes that lenders should develop innovative mortgage products, which reflect the graduate debt situation.
590			_aABS
650			_aMORTGAGES
650			_aGRADUATES
650			_aHOUSE PRICES
650			_aFIRST-TIME BUYERS
690			_aPROPERTY-RESIDENTIAL PROPERTY-RESIDENTIAL PROPERTY MARKET
942			_n0
999			_c74346 _d74346