000			01524cab a2200241 4500
001			ABS68641
008			050112n2004 000 0 eng u
035			_a(Sirsi) u128499
100			_aScanlon, K.
245			_aHousing tenure and mortgage systems: how the UK compares
260			_c2004
490			_aHousing Finance _v(64) Winter 2004, 41-51(11)
520			_aReports on recent Council of Mortgage Lenders commissioned research into international trends in housing tenure and mortgage systems over the last decade, comparing the UK, 15 European countries, Australia, Canada and the United States. Focuses on the ratio of owner-occupation to renting, the tenure choices of young and middle-aged households, the cost of owner-occupation and its prospects. Looks further at the influence of mortgage systems on owner-occupation rates including the impact of lower interest rates, longer mortgage terms and higher loan-to-value ratios and mortgage product innovations. Comments on the trend towards less generous tax treatment of owner-occupation and on how credit risk is dealt with. Concludes that the UK is at the leading edge of international trends in many aspects of housing and housing finance.Tables cover the research findings. References and endnotes.
590			_aABS
650			_aCOUNCIL OF MORTGAGE LENDERS
650			_aHOUSING TENURE
650			_aMORTGAGES
650			_aOWNER-OCCUPATION
650			_aRENTING
690			_aHOUSING-HOUSING FINANCE
700			_aWhitehead, C.
942			_n0
999			_c74710 _d74710