| 000 | 00976cab a22001935a 4500 | ||
|---|---|---|---|
| 001 | L157237 | ||
| 008 | 121003e2012 xxk 000 0 eng d | ||
| 035 | _a(Sirsi) u157237 | ||
| 041 | 0 | _aeng | |
| 100 | 1 | _aWhitmore, James | |
| 245 | 0 | 0 | _aIPD models effects of slotting UK property loan book |
| 260 | _c2012 | ||
| 490 | 0 |
_aProperty Week _v78(39) 28 September 2012, 21(1) |
|
| 520 | _aIPD has published the first study of the Financial Services Authority's (FSA) new slotting measures designed to ensure banks have enough cash set aside to cover losses on property lending. IPD used real data from its databank classifying 3 442 loans totalling £56.6bn in value according to FSA categories. The study shows that slotting provides disincentives for underwriting "strong"and "good" loans because much more capital has to be held on low-risk lending than is necessary. | ||
| 590 | _aKA | ||
| 651 | 4 | _aUnited Kingdom | |
| 690 |
_aCommercial property _96227 |
||
| 942 | _n0 | ||
| 999 |
_c84308 _d84308 |
||